Movement in the life insurance provision, provision for bonuses and discounts and other technical provisions – insurance contracts | 1 January – 31 December 2022 | 1 January – 31 December 2021 | ||||
gross | share of reinsurers | net | gross | share of reinsurers | net | |
Beginning of the period | 16 515 | – | 16 515 | 16 505 | – | 16 505 |
Increase (reduction) of provisions relating to policies concluded in the current year | 2 115 | – | 2 115 | 1 384 | – | 1 384 |
Increase (reduction) of provisions relating to policies concluded in previous years | -1 427 | – | -1 427 | -1 388 | – | -1 388 |
Changes in assumptions resulting from movements in technical rates | -1 | – | -1 | – | – | – |
Foreign exchange differences | -29 | – | -29 | 14 | – | 14 |
End of the period | 17 173 | – | 17 173 | 16 515 | – | 16 515 |
Movement in unit-linked life insurance provision | 1 January – 31 December 2022 | 1 January – 31 December 2021 | ||||
gross | share of reinsurers | net | gross | share of reinsurers | net | |
Beginning of the period | 5 963 | – | 5 963 | 5 920 | – | 5 920 |
Fund increases due to premiums | 504 | – | 504 | 1 193 | – | 1 193 |
Fees charged | -102 | – | -102 | -104 | – | -104 |
Income on fund’s investments | -454 | – | -454 | -75 | – | -75 |
Fund reductions due to claims, surrenders etc. | -1 120 | – | -1 120 | -921 | – | -921 |
Other changes | -36 | – | -36 | -50 | – | -50 |
End of the period | 4 755 | – | 4 755 | 5 963 | – | 5 963 |
Movement in provisions for outstanding claims and benefits | 1 January – 31 December 2022 | 1 January – 31 December 2021 | ||||
gross | share of reinsurers | net | gross | share of reinsurers | net | |
Beginning of the period | 676 | – | 676 | 613 | – | 613 |
Claims provisions used during the year | -668 | – | -668 | -613 | – | -613 |
Claims provisions recognized during the year | 668 | – | 668 | 676 | – | 676 |
End of the period | 676 | – | 676 | 676 | – | 676 |