Technical provisions |
31 grudnia 2022 |
31 grudnia 2021 |
gross |
share of reinsurers |
net |
gross |
share of reinsurers |
net |
Technical provisions in non-life insurance |
29 892 |
-4 015 |
25 877 |
26 881 |
-2 539 |
24 342 |
Provision for unearned premiums |
10 624 |
-1 579 |
9 045 |
9 423 |
-1 139 |
8 284 |
Provision for unexpired risk |
26 |
– |
26 |
42 |
– |
42 |
Provision for outstanding claims and benefits |
12 680 |
-2 160 |
10 520 |
11 039 |
-1 119 |
9 920 |
– for reported claims |
5 240 |
-1 861 |
3 379 |
4 024 |
-966 |
3 058 |
– for claims not reported (IBNR) |
5 054 |
-256 |
4 798 |
4 748 |
-129 |
4 619 |
– for claims handling expenses |
2 386 |
-43 |
2 343 |
2 267 |
-24 |
2 243 |
Provision for the capitalized value of annuities |
6 543 |
-269 |
6 274 |
6 371 |
-280 |
6 091 |
Provisions for bonuses and discounts for insureds |
16 |
-7 |
9 |
6 |
-1 |
5 |
Other technical provisions |
3 |
– |
3 |
– |
– |
– |
Technical provisions in life insurance |
22 714 |
– |
22 714 |
23 292 |
-1 |
23 291 |
Provision for unearned premiums |
110 |
– |
110 |
113 |
-1 |
112 |
Provision for unexpired risk |
– |
– |
– |
25 |
– |
25 |
Life insurance provision |
17 014 |
– |
17 014 |
16 345 |
– |
16 345 |
Provision for outstanding claims and benefits |
676 |
– |
676 |
676 |
– |
676 |
– for reported claims |
186 |
– |
186 |
163 |
– |
163 |
– for claims not reported (IBNR) |
485 |
– |
485 |
508 |
– |
508 |
– for benefits handling expenses |
5 |
– |
5 |
5 |
– |
5 |
Provisions for bonuses and discounts for insureds |
3 |
– |
3 |
6 |
– |
6 |
Other technical provisions |
156 |
– |
156 |
164 |
– |
164 |
Unit-linked provision |
4 755 |
– |
4 755 |
5 963 |
– |
5 963 |
Total technical provisions |
52 606 |
-4 015 |
48 591 |
50 173 |
-2 540 |
47 633 |