| Deferred acquisition expenses | 31 December 2022 | 31 December 2021 |
|---|---|---|
| Short-term | 1,583 | 1,414 |
| Long-term | 179 | 159 |
| Total deferred acquisition expenses | 1,762 | 1,573 |
| Movement in deferred acquisition expenses | 1 January – 31 December 2022 |
1 January – 31 December 2021 |
|---|---|---|
| Net value at the beginning of the period | 1,573 | 1,550 |
| Non-life insurance | 1,438 | 1,423 |
| Life insurance | 135 | 127 |
| Acquisition expenses pertaining to future periods | 2,322 | 1,898 |
| Amortization for the period recognized in financial result | (2,124) | (1,854) |
| Impairment losses in the period | (14) | (21) |
| Other changes | 5 | – |
| Net value at the end of the period | 1,762 | 1,573 |
| Non-life insurance | 1,621 | 1,438 |
| Life insurance | 141 | 135 |