XLS

Acquisition expenses by type 1 January –
31 December 2022		 1 January –
31 December 2021
Consumption of materials and energy 38 30
Third party services 121 106
Taxes and charges 7 6
Employee expenses 786 727
Depreciation of property, plant and equipment 38 40
Amortization of intangible assets 36 33
Other, including: 3 078 2 716
commissions in insurance business 2 972 2 629
advertising 96 80
other 10 7
Movement in deferred acquisition expenses (201) (86)
Total acquisition expenses 3 903 3 572
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22.1 Accounting policy
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23. Administrative expenses