| Interest expense | 1 January – 31 December 2022 |
1 January – 31 December 2021 |
| Term deposits | 1 638 | 41 |
| Current deposits | 1 002 | 70 |
| Own debt securities issued | 828 | 208 |
| Hedge derivatives | 723 | 28 |
| Loans | 72 | 4 |
| Repurchase transactions | 298 | 7 |
| Bank loans contracted by PZU Group companies | 117 | 21 |
| Leases | 46 | 23 |
| Other | 43 | 16 |
| Total interest expenses | 4 767 | 418 |
21.2 Quantitative data
